Is He A Yahoo Boy Or Could This Just Be Pure Hatred And Wickedness? See What This Man Did To His Son!


"A Man Burnt His Own Child's Ten Thousand Dollars ($10,000), On Three Different Occasions Without Blinking Twice or Asking Questions."
-

The only son of a certain wealthy man wanted to inherit the father's business.

The old man gave him one condition to fulfill: "Earn 10,000 dollars, show me the money and my multi-million dollar business is yours"

Not long after, his son brought the money he had collected from his mother claiming he worked for it. His father who was relaxing by an oven collected the cash and threw it into the oven. The two watched the oven until the whole cash was burnt to ashes.
He told his son to simply  go on and work for the money and bring it to him. The mother again gave him another $10, 000 and told the boy to wait for some time, so he could disguise and look worn out before seeing his father.

When he eventually met his father with the money, the old man was at the same spot close to the oven.  The man took the cash again threw it into the oven,  and again the two watched the $10,000 burnt to ashes. Then he told his son to go, work and save $10,000  and show him and the inheritance will all be his.
The boy was furious knowing that his father was determined and stringent with the condition of working and saving up $10,000 before he can access his inheritance.

The boy again met with his mother for advice. She was thinking of another option they can use to outsmart the old man,  when he finally told his mother not to worry and that he will go out and work and save the money for his father.

The boy travelled to another town where he would be given an opportunity to do odd jobs because in their locality nobody would believe him, the only son of a wealthy man doing menial job?

He spent years denying himself of  food, pleasure, good accommodation, designer-wears and every good life accustomed​ to rich men's' children just to save up the money for his father.

When he eventually came back his mother hardly recognised her son, he looked old, thin and wretched.

With that desperate condition he quickly went to present the money to his father who incidentally  was seating in the very place close to the dollar-burning oven. He gave his father the money he has saved with pains and hunger. The old man took the money and again threw it into the oven. The boy dived headlong into the fire and brought the money back and exclaimed, "father you can't burn my sweat." The father replied, "you absolutely worked for this very one son, nobody will stand looking, seeing his  effort being burnt,  as you have done in the previous ones your mother helped you."
The old man feeling satisfied with his son's  last action, willed all his wealth to him.


Moral Lesson

1.People put value on things that cost them most.

2. Wealth gotten through easy way will soon end up in the oven.

3.Before handing over your business to your child, first hand over wisdom to him.

4. Like most of us with wonderful backgrounds, we often deny our children valuable experiences they need to succeed in life by too much pampering, saying "I don't want them to experience what I experienced" forgetting that such conditions added up in making you what you are. Sometimes, create artificial scarcity to help harden your children up for tomorrow.

5.Don't forget to share your story with your family  as your children will need it someday to solve life's challenges.

6. Wisdom and good name is the best inheritance you can give to your children.

7. The billion dollar wealth handed over to your children without character and morals will end up in the hands of your servants and maids that possess them.

 8. Success is not taught in schools but through hard work, dedication, courage, focus, determination, resilience, diligence, honesty, perseverance, character, etc.

You'll definitely succeed.

Are your children ready to inherit you?



- Anonymous 
**************************************************

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He Died In Active Service To His Wife!


MEN BEWARE! LONG SEX MAY KILL YOU!!!



Few weeks ago, I was called to see a patient. Without delay I rushed down the stairs and headed to the hospital wards.
The man was sitting in the back seat of a car that brought him. I watched him closely but there was no respiratory efforts, I went for the pulse, not palpable, no cardiac activity, pupils were dilated, fixed and unreactive to light. I watched foam rush through the mouth and nostrils. Obviously he is dead. Still panting from the unplanned exercise I did, I felt bad I couldn't do anything for him. Out of curiosity, I wanted to know how he got to that point. The wife, a young lady in her late 30s told me they were playing when suddenly he became distressed, struggling for air and she tried to calm him all to no avail then she raised alarm for help. I quickly asked if her husband was hypertensive and she admitted. I requested for his drugs, luckily they came with his drugs. I went through the drugs, and was able to identify some and it included: digoxin, Viagra, lisinopril.
In my little mind I concluded the young man in his late 40s "DIED IN ACTIVE SERVICE TO THE WIFE" from heart attack. My assumption may be right or wrong, but seeing those 2 drugs, I won't be blamed for my assumption. He may "Rest in peace to the dead."
Have you imagined why men die more? Have you ever noticed that there are more widows than widowers? Just check in your little village, then extend it to your community and you will be surprised what you find. I just want to pick one of the reasons I feel contributes to this. I will appeal that this is solely my opinion, it may be wrong or right.

SATISFYING A WOMAN

Every responsible man wants to satisfy his family and wife in terms of providing for their basic needs and also satisfying his wife in bed. "But doing this at the expense of the man's life is what I want to condemn."
It is a common experience this days that ,"women openly talk about how bad their spouses are in bed, and most times the woman makes life difficult for the man by throwing abusive words at him."
It is also common to see a lot of products being openly advertised and marketed for enhancement of males sexual performance. "A lot of women are responsible for their husband's death" because of their excessive demands for sexual satisfaction, and in the bid to satisfy the woman the man take drugs that endanger his health, and their lives are cut short. If I may ask, "Is sexual satisfaction the basis of relationships or marriage?" Some times some women even asks for bigger penis and my fellow man will be taking the risk to drink all sorts of drugs just to enlarge his penis to satisfy the woman.
Is this not just mocking God who created you? At the end "you may die SATISFYING A WOMAN." Why not ask the woman to reduce her vagina to size you up instead?
It is important to note that a "man's sexual performance depends on a lot of factors,"
such as stress, diet, medical conditions such as diabetes, and drugs such as antihypertensives, as well as relationship problems.
"How do you expect a man whom you nag, starve, embarrass in public, whom you refuse to support financially, who sleeps for less than 3 hours in a day, to satisfy you sexually?" Sometimes the woman may go behind the man. Most of the times the women will threaten to go outside for the so called satisfaction and the man will be struggling to take higher doses of the drugs to satisfy her to prevent adultery from his marriage. But you know what? That woman you want to satisfy at the expense of your own life started having sex before the age of 12 years. She has been experiencing several sexual activities until the age of 25yrs or more before she got married.
"Before her marriage, she has experimented sex widely with many men of different expertise and energy capacities. "Unfortunately, she married you, a single man with single capacity, but "she is already addicted to different sex experiences." So how can you measure up, just one man, to satisfy her?
Don't die in active service. Please your children, friends and parents will need you alive. Don't die in the attempt to satisfy a woman sexually. "Just do what you can do" and leave the rest to God. "If you die satisfying a woman immediately after your burial other men will come and continue from where you left of.
"Our dear wives and girlfriends, we are begging you to help us live a little longer. If you don't want to join the WIDOWS CLUB, please help us financially, appreciate what we are trying to do for you, encourage us to do more, stop the nagging, go the extra mile to feed us well, give us peace of mind, allow us sleep at night, let the house be the home so that we can feel happy coming home after our daily toil, understand our health challenges, understand the side effects of drugs we are taking, protect our weaknesses, don't disgrace us to our children and your friends, and above all pray for us." Then we will live longer for you and your children. Our performances then will also improve when you make us feel appreciated.
Men please do not harm yourself in any way by trying to prove that you are a man. Research has proved that ejaculating 2 -13 minutes is OK. If you can go higher without drugs better; but do not take drugs that will damage your heart.

NOTE THAT IT IS NORMAL AND NATURAL WITH MANY MEN TO EJACULATE WITHIN 2 MINUTES OF INTERCOURSE.

In fact it is natural with several men to ejaculate fast during the first intercourse so don't take any drug for premature ejaculation, it's not a disease to be treated. The 2nd and 3rd rounds usually take longer before ejaculation. Attempt to take drugs to stay on a woman for longer time may kill you and leave the woman for another man. It may kill you prematurely so be very careful. Many men have died trying to satisfy women. THEY DIED IN ACTIVE SERVICE TO WOMEN

- Anonymous 
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The Effects of Drinking Cold Water During or After Meals.





 Study shows reasons why Chinese and Japanese are more healthy in spite of having weaker genes than Indians.
 
 











Heart Attacks And Drinking Warm Water

The Chinese and Japanese drink hot tea with their meals, not cold water, maybe it is time we adopt their drinking habit while eating.
Taking cold drink or water during a meal or after has been know to have some sort of negative side effects. Taking cold water during or after a meal will solidify the oily content that you have just consumed. It will slow down the digestion. Once this ‘sludge’ reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food. It will line the intestine and even get absorbed into the body from there.
It is best to drink warm water after a meal. Although your digestive system adjust back to its original state with time, but it is advice-able not to keep it working too hard while trying to maintain the internal balance of the body.
Fries, burgers and foods with high content of unhealthy oils or high cholesterol are the biggest enemy of heart health. Taking a bottle of coke after that gives more power to this demon. Avoid them for your Heart and health sake.
Drink one glass of warm water just when you are about to go to bed to avoid clotting of the blood at night, to avoid heart attacks or strokes. Drink at least a glass of water every morning 30 minutes before you eat. It helps to clear or flush out your stomach and also, it revitalizes your immune system and prepares your body for the activities of the day. 

Click here to read more on The Effects of Drinking Cold Water During or After Meals.









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Are You a Business or Brand Owner? Read This!

- I MUST TALK BIZ -
📊 Share • Advertise • Connect 📈



Are you a business or brand owner?

What's the nature of your business or brand?

Are you looking for an effective and affordable platform to advertise or promote your business or brand?

 •
Does your business or brand fall into any of these categories:
•••
*Events.
*Arts & Crafts.
*Food & drinks.
*Catering Services.
*Beauty Business.
*Makeup/Makeover.
*Photography & Cinematography.
*Computing/Media Services.
*Medicine/Pharmaceuticals.
*Housing/Accommodation.
*Entertainment/Lifestyle.
*Sports & Athletics.
*Physical Fitness & Gym.
*Project Writing & Presentation.
*Cars & Automobiles.
*Engineering Services.
*Wood works/Furniture.
*Professional Services.
*Buying & Selling.

What are you into...?
(Add your category)

👉 Would you love to grow your business or brand?
👉 Do you want to inform people about what you do or inform them about good discounts on your products or services?
👉 Do you want to let the World know about an upcoming event?
👉 Do you want to connect with more audience, investors, clients/customers or fans?

Volume 1, Issue 1
Volume 1, Issue 1
 If your answer is a huge yes, then this information is for you.


👉 Share Your Story, Art And Creativity With The World.
👉 Advertise/Promote Your Business or Brand.
👉 Connect With New Audience,investors, Clients/Customers or Fans.

Thru:
- I Must Talk Biz - Bulletin 📰 | Video Ad 🎥 | Tv Special Interview 📺


Below are the advert slot sizes and advert rates/packages respectively. 

Full Page = 65,000

 *
 *
Advert Rates For The Bulletin. 
* Below are the advert rates/Packages - kindly select a package and then proceed by sending us a message as stated earlier, thanks.


1/1(Full page) = #65,000 + Blog Advert + Video Ad + Tv Interview 

1/2 (Half page) = #32,000 + Blog Advert + Video Ad + Tv Interview

1/3  = #17,000 + Video Ad + Tv Interview

1/6  = #10,000 + Video Ad + Tv Interview

**************************************************************************

Blog Advert Rates!

(Kindly note that the duration for all blog advert is 1 Month.) 

Slide Header = #7000 

4*4 = 5000

1*4 = #3000

In Post Advert = #10,000

Contact us for bookings or enquiries:
☎: 08061684712, 07064300053
Follow @imusttalkbiz on Instagram/Facebook/Twitter for updates.
* Growing a business requires making the right decisions and taking the right steps, and that's part of what we are here to help you achieve. This is part of why we created this platform. You can make the decision to make a move by taking your business to the next level, by consistently promoting your brand via some selected platforms, that can help you reach out to your target audiences or customers. I hope you see the value, which is the opportunity and access we've created, as we hope to doing business with you. Thanks.



NB: Our sole aim is to help you publicize/advertise and promote your business, brand or events as we keep inspiring, motivating, educating, empowering and entertaining people by providing them with information/contents that are helpful, useful and worth sharing.

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The Story Of Melody - Faith Akintoroye.


www.instagram.com/imusttalkinitiative

My name is Faith Akintoroye, CEO of Faith Beauty Studio. Aside been a CEO am also a model, mother, wife and a beautician. The journey so far, been a mother has been a wonderful, interesting, and has been a beautiful experience. But before all this beautiful, I want to take you on my journey been a mother. It all began in 2015 April 25th. When I married the man of my dreams, the best thing heaven blessed me with. I am blessed, truly I am. After wedding what next? It is expected to return after nine months with a baby. But mine was exceptional. I deliberately stayed for six months before I had a child, because I was afraid about the all idea of getting pregnant, going through the process and child bearing as a whole. I have seen women go through so much pains and agony and I was not prepared yet; physically, spiritually and other_wise. But after six month of staying , it was now dawn on me I wanted a baby after answering series of question. So we did the needful and I became pregnant. Few weeks to been pregnant I became very sick to the point I cannot even eat. I went through this process till five month; until one day I obeyed the call in church that every pregnant women should wait. So we were given  a book super_natural child birth free of charge. I love reading, so when I got home I read the book,and I was really blessed by it, and it changed my whole mentality about been pregnant. I was totally healed of all my sickness and I began to go about my business. I was so strong that I went to work 2 days to my delivery. Now before my show came, a sign that the baby is ready to come. I was told by my doctor I cannot give birth naturally because my baby was bridged. I have to go through a surgery. But I told him that she will change her position that I believe. But he was not convinced because according to him babies don't change after 35weeks and I was already 38weeks. But he let me go home because I insisted so he didn't book me for surgery. When I left the hospital, I told myself I will go to another hospital for another scan and I will bring it to my hospital because EDD( expectant date of delivery) was end of June so I thought I had a lot of time. Later that evening I woke up to pray in the middle of the night reminding God why I will not give birth through surgery. The lord answered me because I felt hardness at my lower abdomen . On the 11th of June 2016 I decided to stay at home because I observe I wasn't feeling too strong enough to go to my studio. Then in the cool of the day I sat on my bed and I saw a show. Slim erring like urine. I told my husband this is the sign, the baby is coming. So we went to the hospital. Fortunately my doctor was there. On seeing me he asked what brought me. I told him the signs and he said you can't go through labor. Your baby is bridged he said, and then I told him let's do another scan to be sure but he said the people in charge has closed. After a long argument the medical team prepared the theater for surgery. At this point I decided to be calm because it was already late to go to another hospital for a second scan. In their preparation, the surgeon came and God work through him because he decided to do a check on me, after cross checking he also felt the hardness on my lower abdomen. A sign that shows the baby has changed. So he went further to conduct a scan on me. To the amazement of all she has changed her position, she was now heads down. A position that shows she can be born naturally. Having passed the first phase, it was now left for my pelvic to determine if I can give birth naturally or surgery will have to happen. Hmmmm I thought to myself. So when I was examined, it was confirmed my pelvic was too small to allow natural birth. But God been God worked through the doctor. He decided to give me a try. I stayed all through Saturday till Sunday been 12th. Labour still was not frequent, so I was induced. After been induced, I was only dilated to 2cm, then my water broke. After my water broke I was only dilated to 4cm. At this point I was in serious pains that I can not even describe in writing. But every mum reading this, will understand. At this point all the doctors, midwives, and nurses around left. I was still given six more hours to go. Because I can only give birth when I dilate to 10cm. Then I demanded for surgery because I just wanted to forget the pain. Then my husband replied me has your God forgotten you ? I said no. Then he replied why demand for surgery at this point, then I said I cannot continue in this pain....ahh beautiful memories, like I said earlier he is heavens' blessings to me. He was with me all through the entire process. Joke with me, made fun of me, gave me everything I requested for but I tell you it wasn't good enough. I just wanted to forget the pains. So he went home too cos six hours is quite long. In less than an hour I felt a push in my pelvic, I told my mother In-law and she sent for one of the nurse. At first she did not believe, but when she came she saw my baby was already heads down. Still they did not prepare for delivery. They rushed to do it because my baby was already pushing and I had no choice to push when the urge comes. Glory be to God the delivery room was prepared and my baby was born.  A beautiful baby girl. And was named miracle by the doctor that took her delivery. When my doctor saw me he said madam you did it, then I replied God did it ... Oh yes he still does miracle. Praise be to his name. We name her melody afterwards.


Click the link below to watch

I Must Talk biz (Tv Special) Interview session with Faith Akintoroye (@Faithbeautystudio). As she tells us about her journey to being a professional makeup artist.

Faith Akintoroye | I Must Talk Biz (Interview - Tv Special)
 




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The June 18 Experience! - Photo Banquet 2.0 - (Powered by @mmc.com.ng)

If you are wondering where you need to be on the 18th of June, 2019. Photo Banquet 2.0 (The June 18 Experience) is where you need to be. So save the date! You definitely do not want to miss this event... Are you thinking about ticket or gate fee? Think less! It's absolutely free. What you need to be worried about is how you want to turn up. Simply because it's going to be an amazing experience. Oya! Turn up and let's connect. Let's have a good time together 'cos it's #Photobanquet2.0


-Special Invitation- 

This is to specially invite you to PHOTO BANQUET 2.0, A great program you don’t want to miss. TheJune18Experience!!! We are creating long lasting memories through great documentation of our day-to-day activities, you want to know why, and how? 
Be there! ———- You are free to come with a picture partner as their will be *free* Professional Photoshoot, free brand identities, chops, runway,
website & blog launch, fashion exhibition, comedy, red carpet
business talk, hangout, trade fair, music, relationship talk and lots more.
• ———— •
The program is free, Kindly
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We will be waiting for you as your presence is so important! Thanks so much.

For Enquiries : 08160892403 / 08121735465 
IG | FB | TW : @mmc.com.ng

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Pls kindly repost on your status, groups and social media platforms.

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God bless you, 
I honor you.

Enjoy the rest of your day.
Shalom

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Faith Akintoroye | I Must Talk Biz (Tv Special) Interview session.



 I Must Talk biz (Tv Special) Interview session with Faith Akintoroye (@Faithbeautystudio) is coming soon! This is the new beginning of a life time journey. It's sure going to be an experience of a journey, full of adventures!
The story that surrounded the birth of her daughter "Melody" is a miracle. Even the doctors confirmed it... Follow @imusttalktv on instagram, facebook and twitter for updates. 
Follow @imusttalkinitiative on Instagram, facebook and twitter for her "Melody's birth experience" featured story blog. 
Turn on Post notification to be notified on the interview/featured story blog release date. -
Kindly share! Thanks.

Stay posted 'cos it's I Must Talk Tv... talk the talk, walk the talk.




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If We Want To Live a Healthy And Happy life, Let's Fix Our Mind. Read This!

Most of what happens to us in life has a lot to do with our mindset. We saw the truth in this short medical note, and we decided to share it with you. If you feel tired after a long work, take a shower and rest. Everything doesn't require drugs. If you feel stressed, take a work with your dog, hang out with friends and cheer up. You may be not depressed, so don't think you are. Your mental health is top priority when it comes to living a healthy and happy life.




A Japanese Professor (Unknown) Carried Out A Medical Research To Know The True Cause Of Some Diseases,  And This Where His Results:


1. Increased Stomach acidity is not only caused by diet errors, but more dominated because of stress.
2. Hypertension is not only caused by too much consumption of salty foods, but mainly because of errors in managing emotions.
3. Cholesterol is not only caused by fatty foods, but the excessive laziness is more responsible.
4. Asthma is not only because of the disruption of oxygen supply to lungs, but often sad feelings make lungs unstable.
5. Diabetes is not only because of too much consumption of glucose, but selfish & stubborn attitude disrupts the function of the pancreas.

True cause of any disease are :
Mental 50%
Psychological or emotional 25%
Social 15%
Physical 10%

If we want to be healthy, fix our mind.


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13 Ways To Raise Funds To Start A Business in Nigeria.

Doing business in Nigeria is not an easy one. When it comes to starting a business in Nigeria; whether small scale, medium or large scale enterprise one of the hardest parts is raising of money to finance the business. This is a threat and a great challenge to many entrepreneurs and has often resulted to the fall of supposed multimillionaire business which many who had such business idea have dreamed and thought that it will come to pass. Can one now say that there no ways of raising funds for a business in Nigeria? The answer is NO.

How to Raise money for a Business in Nigeria


There are so many great ways of raising capital for business in Nigeria. Below are top 13 valuable means of raising fund for a business in Nigeria; you can tap into any of these means of raising funds to get your business started.
Before I proceed further to show you ways to raise money for you business in Nigeria, let’s look at why people find it difficult to raise funds for their business.
Some key points that you must get right if you are serious about raising money for your business are:
  • Your business Idea – can your business idea(s) sell? You business idea(s) must be such that it can attract investors. So, get a good business idea.
  • Vision and mission of your business; what is business vision and objectives? Your dream business must have a concrete core values and goals.
  • Your Business Plan and Design; Do you have a good written business plan? Is it a winning type? Business plan is a vital element of every successful business. It serves a blueprint which you must refer to at all time.
  • Integrity and Reputation; you have earned yourself reputation and integrity? If you don’t have reputation and integrity; I bet you, your family members will not even listen to you when you present your business plan to them talk more of your friends.
You’ve gotten the above point right? Here are my top and best 13 ways to raise funds for business in Nigeria, tap into one, two or more to finance your business.

13 Ways To Raise Funds/Capital For A Business in Nigeria.

1. Personal Saving –

This is the best source of capital for a new business. Personal saving is one of the easiest ways of raising funds for business especially for small and medium scale business enterprise. When you have a business idea and there is no capital for startup, cutting down you expenses to save for the business is a good strategy of raising at least the initial capital. Most people wait to start saving when they have some extra money lying around-a comfortable surplus. But it doesn’t work like that. You start to save for your business at least 2 years of time you propose that the business will start up. But, it is not necessary that you have to wait till 2 year before you begin the business. Timing and the amount of money you were able to save within a given month matters a lot. You can apply 50/50 law in your personal saving. Here, you never spend more than you save. You put 50% of every income you earn into savings. If you increase your saving by N40000, you know that you’ve earn the right to raise your lifestyle by that same amount (N40000). By so doing, you will be able to raise capital for your business within the shortest possible time.

2. Relatives And Families –

You relatives and family members are second best source of capital for new business. Apart from your personal saving, another way of raising a substantial fund for your business is through family and relatives whom you have earn their trust. It may difficult for you to get money from your family and relative if they don’t believe in you. Of course, you have to trust yourself first, if you want people to trust you. You must have to earn high reputation from family and relatives; and you have to present your business idea as one that is achievable for you get money from them.                                                                            

3. Friends And Well-wishers –

Outside your family members, the nearest persons that can help you raise startup capital for your business are your friends and well-wishers. Again, they need to trust and believe in your ability before you get money out from them. Present your business idea and a well design business plan no matter how small the business will be; they will likely be willing to support you financially. Begin from your closest friends; you can promise to give them something in return as the business turns up.

4. Grants From A Philanthropic Organization –

Another source of fund for starting up business are grants. Grants are non-repayable money or products disbursed by grant makers, often a government department, organization or trust, to a recipient, often (but not always) a nonprofit entity, educational institution, business or an individual. For you to receive a grant some form of “Grant Writing” often referred to as either a proposal or an application may be required. The type of grants that I’m suggesting that look for are grants from non- profit organization or philanthropic organization. You can easily outsource for such type of funds to get your business started but remember, most organization that gives out grants look for fresh thinking and innovative people and organizations. They also set benchmarks to measure your success and monitor business progress.

5. Business Angel And Angel Investors

Angel Investor is a wealthy individual who provides capital for a business start-up, usually in exchange for convertible debt or ownership shares. Business Angel can be anybody who is willing to invest on your business. All you need is to prepare a good business plan and present it him or her. He should be able to see why he should invest in your business There are such people in your locality, it can be your Uncle in Abuja, director or even your brother; look for them to help you raise fund for your business in exchange for ownership equity.

6. Co-operatives

By joining cooperative and saving small amount every day can help you raise money for your business. Once you join any co-operative society, you are eligible to borrow money from your cooperative and you are eligible to receive funds on you turn. Once, you receive your own turn of funds which can substantial enough to startup business, use it to start up the business. however, you must plan a way to pay at the due time.

7. Partnership

partnership works very well when you meet someone that has similar business idea and core values with you. Two of you will pool funds together to start up the business together. Partnership is not necessary two people business. In partnership, Profits are shared according to individual contribution or shares of the business. So, there is equity and justice. Most multi-national and multi-international companies start from partnership. Partnership business has many great advantages over sole proprietorship business.

8. Sponsorship

Getting interested individual, organizations or companies sponsor your business project; may be in exchange to promote the organization or individual is another means of getting you business started. No organization, company or individual that will agree to sponsor project without seeing how she will benefit from the project. So, before you begin approaching any organization or individual for sponsorship you must have made sure that you have included the interest of the organization or individual sponsor.

9. Bank Of Industry -

Bank of industry provide Small, medium and large enterprises, excluding cottage industries with funds for starting their business; new or existing companies, seeking expansion, modernization or diversification; credit worthy promoters who will be required to prove their commitment to the project by contributing at least 25% of the project cost excluding land, borrowers whose management capability, financial situation (including availability of collateral and guarantee), character and reputation are incontrovertible; clients with demonstrable ability to meet loan repayments, borrowers with no record of unpaid loans to erstwhile development finance institutions and other banks. You can obtain access to Bank of Industry facilities in 3 easy steps;
Step 1: Write a formal application letter
Step 2: Completion of BOI’s Questionnaire
Step 3: Submission of Forms and Questionnaire. So, if you think you’ve meet up with the bank of Industry requirement you can comfortable visit boinigeria.com to download the appraisal form and complete their questionnaire for your business funds.

10. Banks Loan - 

 I have decided to add banks loan because I still believe that bank loan serve as a means of raising fund for business start up. The only problem with Nigeria banks is they demand a lot (collateral and security) and they often turn down the request of small scale and medium scale business enterprise.

11. Published Press Articles - 

Actually, it is not the press article that you’ve published that will give fund for your business but rather the attention of the investors that you’ve attracted through your press article. Many large scale business entrepreneurs have secure their seed fund via this means.

12. Online Source - 

There are so many jobs and task you can do online to make money, they don’t necessary requires you having money before you can do. As you carried out these online jobs, keep part of the money to start up a business offline.

13. Government SME Support -

Actually, this is not a good means to raise fund for a business yet it is still very important I mention it. This is because many small and medium scale enterprise has started greatly via means
To sum it up,
I strongly believe that with the above 13 ways, you can actually raise funds for your business in Nigeria. Remember the key points that you must get right before outsourcing for funds for your business. Get those points right and you will be surprise that you will raise enough money than you actually need to start up the business.

It is time to tell us how much you need for your business start up. Use the comments box, only real names will be publish but don’t add your contact details for security reasons. It is not accepted. Comment the type of business you plan to start up and how much you need. Comment using your email address.




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10 Major Steps To Starting A Small Business.




Step 1. Prepare yourself for the business:

Your mindsets, business orientation and attitude towards work are crucial individual or personal factors that will to large extent determine the success of your business. So, how do you prepare your mind and boost your business orientation for this small business you are starting?
Here are things you have to do;
  • Attend business seminars and workshops.
  • Buy business book or Subscribe for eBook that discusses business ideas.
  • Accept the reality that your business can fail tomorrow.
  • Prepare your mind for risk taking and bearing capacity because doing business is risk.
  • Prepare your mind to succeed despite all odds, disappointment, competition, and loss.
Step 2. Get a good small business idea:

What small business idea is good? This is a question that can only be answered individually. But in general to have a good small business idea and be successful it, the small business idea should meet these criteria;
  • It should be something you have knowledge on how to do.
  • It should be something you will like to do and wouldn’t mind doing it every day.
  • It has to be broad enough and appealing
  • It should be something you can raise sufficient funds to get the business started and keep it running until the business start to pay off in spades.
  • It should be a business idea that will earn you passive income.
If you haven’t yet found any ideas, perhaps you can make a research on Google and write down all the list of small business ideas you know. Some of them can be started as home-based business, others can’t. Some may require you to be an expert in a particular task or industry while others are in fields that you can easily learn.
Good business ideas alone cannot guarantee success in any business, but an average business idea backup with a good business fundamentals does wonders. All you need to do is to find a proven business line and then learn the fundamentals.

Step 3. Carryout a feasibility study on the business:

Carrying out feasibility study of the small business you are starting involves getting to know the rudiments and fundamentals of the business. Before jumping into any business, try first to have a thorough understanding of the fundamental metrics of the business, every business has its own hidden secret and if you must succeed, you must find out such hidden secret.

Step 4. Understand your market:

Understanding the market of the business you are going into will increase your chances of success. The best and correct way of doing this is by asking these simple questions.
Who are my customer or target audience?
How would they want to be served?
Who are my major competitors?
Who is the market leader?
What are my chances of survival?
These are simple question you must answer before starting the business.

Step 5. Write a business plan:

A simple business plan is necessary for the success of any business. This is where most people get it wrong, operating without a business plan. You can capitalize on this and make it a competitive advantage. If you will like people to invest in your business, write a business plan that attracts investors to that business. Banks don’t lend money to businesses that are operated without business plan. Even if it is an informal one, write it! One page, two pages, whatever numbers of pages, write it!! Write it!!! Though, one page business plan may not earn you bank loan but it is better than none. This is because it will you help concentrate on your goals and vision of the business.

Step 6. Find a good business location:

Find a good location to site your business. Are going to site your business on the outskirts of town or within the city? Are you going to separate yourself from the crowd? Wherever you will choose to site your business make sure you’re ready to face the challenges of the site.

Step 7. Obtain all necessary license and business permits:

Every industry has their regulatory and governing bodies. In your locality, check these governing bodies and the government operational policies to ensure that you are complying with them unless you want the government to be at your neck always. Factor the cost of the license, business permits in your budget.

Step 8. Register your business name:

If you actually want to build your business and stand out of the crowd, you have to register your business name or factor it in your cost projection as a short term plan. There are options here; you can choose between sole proprietorship, limited liability or public limited liability type of business entity. Get the business name registered. For example; those in Nigeria can register on Corporate Affair commission portal (CAC) online

Step 9. Raise funds for your business:

You need capital to start your business. So, I assumed that you have the necessary capital to at least launch the business while you raise and save financial backup.

Step 10. Branding & Advertisement: Brand your business! Get a logo and suitable colour(s) that can help sell out your business. Make flyers (e-flyers or printed), business cards, stickers, banners, etc. Create pages for your business online (create social media pages); this will help people to locate you and also see what you sell or what serviceus you render. Have plans to advertise/promote  your business both online and offline. Although this is dependent on your budget. 

Step 10. Start the small business:

The last but the least is to get your business started. Most people have wonderful business ideas; they make a good business plan, do all necessary feasibility study and even raise enough capital to start a business but they fail to start the business.
Maybe they are afraid of facing failure but I do know that failure is only an option in any business. Many people only dream of starting a business and they lack the gut to start. Doing business is a risk. Are you willing to take the risk and start your own small business and be successful? My interest is to see you succeed in this your new business venture.
Now that you are ready to start a small business, and looking at the list of small business ideas you have, are they really best small business for beginners to start. There is no need pondering on the best small business to start. It is clear you understand that there is nothing like best small business for beginners. So, why not stop looking for best small business ideas. You should rather consider concentrating your strength on one business you have passion for and you can do well on.

Starting any business is not chickenfeed but by following the instructions and steps above without jumping any, I am sure that your chances of success will be high. Therefore, you can start a small business and be successful if you strictly apply those steps above.


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© I Must Talk Initiative 
************************************************************

< Connect with us on all our social media platforms: @imusttalkinit >

Do you have a Business, Brand, Event or Story you want the world to know?

Let's give you the platform where people can get detailed information about your business, brand or upcoming events. 
Let's help you to publicize and promote your various businesses, brands and events.
Let's share your story with the world.
Let's help you to reach your target audience.
....................................................................................................
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Email: imusttalkmedia@gmail.com || imusttalkinitiative@gmail.com
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